Working in the Netherlands? The procedure is free — €0

If you work legally in the Netherlands, the full cost of the procedure is covered by the national health insurance (basisverzekering). We can check whether you qualify in 15 minutes — free of charge and with no obligation.

In brief

Free with Dutch health insurance (Zvw)
No employer consent required
Not deducted from your excess (eigen risico)
Medical confidentiality protects your data

Last updated: July 18, 2026

Requirements

Three things are all you need

ID card or passport

A valid identity document — to confirm who you are and your age.

BSN / SOFI number

Needed to verify your insurance — you have one if you work legally.

Basisverzekering

The basic Dutch health insurance — compulsory for anyone working legally in the Netherlands.

Common situations

Check whether you qualify

In practice, almost everyone working legally in the Netherlands qualifies.

Agency work (e.g. OTTO, E&A)You qualify without question — the agency is required to pay your contributions.

Seasonal workAn active BSN/SOFI number is enough.

A new jobIf your policy is already active, the procedure is free.

Not registered at an address (inschrijving)This does not affect your right to a free procedure — what counts is your contributions, not your address.

Got a BSN? We'll check your insurance in about 15 minutes

Send us your details through the form and we'll call you back with an answer. Checking is free and puts you under no obligation.

Check now — contact us

FAQ

Questions about the free procedure

What if my employer finds out about the procedure?

They cannot. Medical data is strictly confidential — neither an employment agency nor an employer can see what your insurance is spent on. Your privacy comes first.

Do I need to show a payslip?

Usually not. The check is based on your BSN number. It is still worth having your insurer's app or policy available on your phone.

I live in worker accommodation — what about registration?

Not having a permanent registered address is no obstacle. Your right to a free procedure depends on your insurance contributions, not on where you are registered.

How quickly can you check my insurance?

Usually within 15 minutes. Once you send us your details (full name, date of birth, BSN/SOFI number) through the form — we'll call you back with an answer.

Legal basis: Wet afbreking zwangerschap (Wafz). Funding: Wlz / Ministerie van VWS. Stadskliniek Utrecht operates under strict IGJ supervision.